Confused about whether to apply for an Axis Bank credit card or not? Axis Bank is a private sector bank provides a wide array of products and services.
From entry-level credit cards to super-premium credit cards you can find any credit card with the Axis Bank. There are various reasons why one should have an Axis Bank credit card. Some of them are listed below:
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Welcome benefits:
With Axis bank credit card you get welcome benefits such as extra reward points, cash back, and free memberships to different platforms.
You can enjoy these benefits by paying the joining fee. To keep enjoying the benefits you need to pay the annual membership fee.
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Reward Program:
The rewards program of each credit card is different from one another and if you apply for a cashback credit card then its reward program will strictly revolve around the cashback. Likewise, if you take a travel credit card then you will earn travel points on the travel expenses.
You also get the Edge Rewards program under which you can earn accelerated Edge reward points as well.
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Travel Benefits:
With Axis Bank credit cards you get to enjoy the travel benefits in the form of complimentary airport lounge access, discounts and offers on flights/hotel bookings, travel insurance, etc.
Axis Bank has generic travel credit cards and co-branded travel credit cards as well that you can consider applying for.
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Milestone Benefits:
On spending a certain amount in a year, you get to enjoy the milestone benefits with the Axis Bank credit card. The milestone benefits can be in the form of bonus Edge reward points, complimentary movie tickets, gift vouchers, etc.
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Movie & Dining Benefits:
With an Axis Bank credit card, you get exclusive and exciting offers and discounts on movies and dining. The credit cardholders get Axis Bank Dining Delight Program with the credit card under which they get discounts on dining bills at partner restaurants.
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Other Benefits:
Apart from the prominent features and benefits of an Axis Bank Credit Card the credit cardholders and some exclusive benefits like comprehensive insurance covers, fuel surcharge waiver, spend-based waiver, free add-on credit cards, etc.
Bottom Line:
With the parting thought, you can definitely go for an Axis Bank credit card. For instance, currently one of the most popular credit cards by Axis Bank is the Flipkart Axis credit card. This card lets you earn the cashback on shopping from Myntra and Flipkart as well as in other categories too.
It’s an entry-level credit card and ideal for those who are applying for credit cards for the first time.
Axis Bank credit cards are worth the consideration just remember to keep your credit card dues clear and have a low credit utilization ratio. As this can help build a good credit score and a good standing account.
Do share your experience with the Axis Bank credit cards in the comment section. Also, drop your queries we would love to help you out.
Additional Reading – What Is A Cashback In Credit Card & How Does Cashback Work?
